Carolyn Konecki
Private Client Account Executive | CPRM, CISR
Producer License #0E63981
Protecting your most valuable assets is Carolyn Konecki’s expertise. As the head of Cavignac Personal Lines Department and a seasoned insurance agent, Carolyn brings over 19 years of experience in safeguarding high-value homes, luxury vehicles, collector cars, watercraft, and more.
Her customer-centric approach, comprehensive insurance reviews, and access to top-tier insurance providers make her the go-to adviser for your personal insurance needs.
Private Client Insurance
Our Private Client personal insurance is specifically designed to cater to the insurance needs of affluent individuals and families who require a higher level of protection for their valuable assets and personal interests. We offer tailored coverage options, including specialized policies and high limits, to meet the unique and specific needs of each of our clients.
In addition to excellent coverage, we provide a concierge-style service that includes a dedicated Private Client Account Executive and Account Manager to assist with coverage counseling, risk management, policy servicing, and claims. We work closely with our clients and hold regular meetings to actively manage their constantly evolving exposures and ensure they are always well-protected.
At our core, we understand the importance of personalized attention, and that’s why we offer tailored insurance solutions with exceptional service that our clients can rely on.
We write all lines of personal insurance in all 50 states
- Estate Home
- Home
- Condo and Townhouse
- Farm and Ranch
- Collections
- Auto
- Collector Car
- Motorcycle
- Off-Road Vehicle
- Recreational Vehicle
- Excess Liability (Umbrella)
- Boat and Yacht
- Personal Watercraft
- Aircraft
- Dwelling Fire (Landlord)
- Earthquake
- Flood
- Course of Construction
- Vacation Rental
- Special Event
Meet Our Team
Our team of expert insurance agents offers a concierge-style approach to customer service. We’re dedicated to providing you with tailored coverage options that fit your unique needs, ensuring that you have the protection you need for all your valuable assets. Trust our team to provide you with the personalized attention you deserve and the peace of mind that comes from knowing you’re fully protected.
Penny Farrow
Private Client Account Manager
Direct: 619-744-0580
Email: pfarrow@cavignac.com
Carolyn Konecki
Private Client Account Executive
Direct: 619-744-0545
Cell: 858-342-8613
Email: ckonecki@cavignac.com
Crystal Tilley
Private Client Account Manager
Direct: 619-744-0541
Email: ctilley@cavignac.com
Personal Lines Insurance
Home
As a high-value homeowner, you require a superior level of coverage to protect your valuable assets and personal interests. As a leading insurance agent in California, I specialize in securing customized coverage options that meet your specific needs. My concierge-style approach to service includes a dedicated Private Client Account Executive and Account Manager to provide coverage counseling, risk management, policy servicing, and claims assistance.
With my years of experience and expertise in personal insurance, I combine superior protection with a seamless claims process, providing you with the peace of mind that comes from knowing your most valuable possessions are fully protected.
Collections
Protect your most cherished possessions, such as fine art, jewelry, wine, antiques, or collections, with our comprehensive policies that cater to your lifestyle. Our coverage options provide you with superior protection that fits your specific needs.
As part of our service, we offer appraiser referrals, storage recommendations, and vulnerability assessments to ensure your valued possessions are always well-protected. Trust our expert agents to provide you with a seamless claims process and personalized attention. With our comprehensive policies, you can have peace of mind knowing your most passionate personal possessions are fully protected.
Watercraft
Your watercraft is an essential part of your life, one that you know, love, and appreciate. Whether you own personal watercraft, a sailboat, a power boat, or a yacht, we have the perfect coverage to ensure that you’re always protected while on the water.
Our comprehensive watercraft policies can be customized to fit your unique situation, providing you with the peace of mind that comes from knowing your valued possessions are well-protected. Trust our expert agents to offer tailored coverage options, ensuring that you have the protection you need for all your watercraft.
Auto / Collector Car
Protect all your vehicles with our all-encompassing policies, which cater to daily drivers, exotic, custom, and classic cars, motorcycles, and recreational vehicles. Our tailored coverage provides agreed value insurance for complete protection at full worth. With years of experience and expertise in personal insurance, our agents offer superior protection and a seamless claims process.
Our concierge-style approach includes a dedicated Private Client Account Executive and Account Manager, who provide risk management, policy servicing, and claims assistance. Trust our high-end policies to provide you with peace of mind, knowing that all your vehicles are fully protected.
Excess Liability
As your net worth grows, it’s important to protect all aspects of your life, including your financial assets. Our excess liability insurance, also known as umbrella insurance, is your best defense against high-level liability claims and attorney defense costs.
With our coverage options, you can protect your net worth and lifestyle in the event of a financially ruinous event, stepping in when the liability limits on your home and auto policies are reached. Trust our expert agents to provide you with tailored coverage options that meet your specific needs, ensuring that you have the protection you need to safeguard your financial future.
